@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600&family=IBM+Plex+Sans:wght@400;500;600&display=swap');

:root{
  --ink:#0B1220;
  --navy:#10233F;
  --navy-2:#16304F;
  --paper:#F7F5F1;
  --paper-2:#EFEBE3;
  --slate:#4A5568;
  --slate-light:#7C879B;
  --brass:#C9A24B;
  --brass-light:#DDBE7B;
  --line:#D8D2C4;
  --radius:2px;
  --max:1180px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:'IBM Plex Sans',Arial,sans-serif;
  color:var(--navy);
  background:var(--paper);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:'Fraunces',Georgia,serif;
  font-weight:500;
  color:var(--ink);
  line-height:1.15;
  margin:0 0 .5em;
}
p{margin:0 0 1em;color:var(--slate);}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
ul{margin:0;padding:0;}
li{list-style:none;}

.container{max-width:var(--max);margin:0 auto;padding:0 32px;}

a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{
  outline:2px solid var(--brass);
  outline-offset:3px;
}

.eyebrow{
  font-size:12px;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--brass);
  font-weight:600;
  margin-bottom:14px;
  display:inline-block;
}

.btn{
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:14px 28px;
  border-radius:var(--radius);
  font-size:14px;
  font-weight:600;
  letter-spacing:.02em;
  cursor:pointer;
  border:1px solid transparent;
  transition:background .2s ease,color .2s ease,border-color .2s ease;
}
.btn-primary{background:var(--ink);color:var(--paper);}
.btn-primary:hover{background:var(--navy-2);}
.btn-outline{background:transparent;color:var(--ink);border-color:var(--ink);}
.btn-outline:hover{background:var(--ink);color:var(--paper);}
.btn-gold{background:var(--brass);color:var(--ink);}
.btn-gold:hover{background:var(--brass-light);}

/* header */
.site-header{
  position:sticky;top:0;z-index:100;
  background:rgba(247,245,241,.92);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--line);
}
.site-header .container{
  display:flex;align-items:center;justify-content:space-between;
  height:84px;
}
.brand{display:flex;align-items:center;gap:12px;}
.brand img{width:38px;height:38px;}
.brand-name{
  font-family:'Fraunces',serif;
  font-size:20px;
  font-weight:600;
  letter-spacing:.01em;
  color:var(--ink);
}
.brand-tag{
  display:block;
  font-family:'IBM Plex Sans',sans-serif;
  font-size:10px;
  letter-spacing:.12em;
  text-transform:uppercase;
  color:var(--slate-light);
  font-weight:500;
}
.main-nav ul{display:flex;gap:36px;}
.main-nav a{
  font-size:14px;
  font-weight:500;
  color:var(--navy);
  position:relative;
  padding:4px 0;
}
.main-nav a::after{
  content:"";position:absolute;left:0;bottom:-2px;
  width:0;height:1px;background:var(--brass);
  transition:width .2s ease;
}
.main-nav a:hover::after,.main-nav a[aria-current="page"]::after{width:100%;}
.header-cta{display:flex;align-items:center;gap:20px;}
.nav-toggle{display:none;background:none;border:none;font-size:26px;color:var(--ink);cursor:pointer;}

@media(max-width:860px){
  .main-nav{
    position:fixed;inset:84px 0 0 0;
    background:var(--paper);
    padding:32px;
    transform:translateY(-8px);
    opacity:0;
    pointer-events:none;
    transition:opacity .2s ease, transform .2s ease;
  }
  .main-nav.open{opacity:1;transform:translateY(0);pointer-events:auto;}
  .main-nav ul{flex-direction:column;gap:22px;}
  .nav-toggle{display:block;}
  .header-cta .btn-outline{display:none;}
}

/* hero */
.hero{
  position:relative;
  background:var(--ink);
  color:var(--paper);
  overflow:hidden;
}
.hero .container{
  position:relative;z-index:2;
  padding-top:110px;padding-bottom:120px;
  display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;
}
.hero-media{
  position:absolute;inset:0;
  opacity:.28;
}
.hero-media img{width:100%;height:100%;object-fit:cover;}
.hero::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(11,18,32,.55),rgba(11,18,32,.92));
}
.hero h1{
  color:var(--paper);
  font-size:clamp(34px,4.6vw,58px);
  margin-bottom:22px;
}
.hero p.lead{
  color:#C7CDDA;
  font-size:17px;
  max-width:52ch;
  margin-bottom:34px;
}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;}

.tranche-diagram{
  border:1px solid rgba(247,245,241,.18);
  padding:26px;
  background:rgba(247,245,241,.04);
}
.tranche-diagram .td-label{
  font-size:11px;letter-spacing:.12em;text-transform:uppercase;
  color:var(--brass-light);margin-bottom:18px;display:block;
}
.tranche-row{
  display:flex;align-items:center;gap:14px;margin-bottom:14px;
}
.tranche-bar{
  height:34px;background:var(--brass);
  display:flex;align-items:center;padding-left:12px;
  font-size:12px;font-weight:600;color:var(--ink);
}
.tranche-row:nth-child(1) .tranche-bar{width:92%;background:var(--brass);}
.tranche-row:nth-child(2) .tranche-bar{width:66%;background:var(--brass-light);}
.tranche-row:nth-child(3) .tranche-bar{width:38%;background:#EAD9AE;}
.tranche-pct{font-size:12px;color:#AAB2C2;width:54px;}

/* sections */
section{padding:96px 0;}
.section-head{max-width:640px;margin-bottom:56px;}
.section-head h2{font-size:clamp(26px,3vw,36px);}
.section-head p{font-size:16px;}

.band-paper{background:var(--paper-2);}
.band-navy{background:var(--navy);color:var(--paper);}
.band-navy h2,.band-navy h3{color:var(--paper);}
.band-navy p{color:#C7CDDA;}

.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:2px;background:var(--line);}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:2px;background:var(--line);}
.card{
  background:var(--paper);
  padding:38px 32px;
}
.band-navy .card{background:var(--navy-2);}
.card i{font-size:28px;color:var(--brass);margin-bottom:20px;display:block;}
.card h3{font-size:19px;margin-bottom:12px;}
.card p{font-size:14.5px;margin-bottom:0;}

.stats-row{
  display:grid;grid-template-columns:repeat(4,1fr);
  border-top:1px solid var(--line);border-bottom:1px solid var(--line);
}
.stat{padding:36px 24px;border-right:1px solid var(--line);}
.stat:last-child{border-right:none;}
.stat .num{
  font-family:'Fraunces',serif;font-size:38px;color:var(--ink);
  display:block;margin-bottom:6px;
}
.stat .lbl{font-size:12.5px;color:var(--slate);letter-spacing:.02em;}

.services-list{border-top:1px solid var(--line);}
.service-row{
  display:grid;grid-template-columns:60px 1fr 1fr;gap:32px;
  padding:34px 0;border-bottom:1px solid var(--line);align-items:start;
}
.service-row .idx{
  font-family:'Fraunces',serif;color:var(--brass);font-size:15px;padding-top:4px;
}
.service-row h3{font-size:20px;margin-bottom:10px;}
.service-row p{margin:0;font-size:15px;}

.split{
  display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;
}
.split img{width:100%;height:420px;object-fit:cover;}

.quote-block{
  border-left:3px solid var(--brass);
  padding-left:28px;
  font-family:'Fraunces',serif;
  font-size:22px;
  color:var(--ink);
  font-weight:400;
  margin:0;
}
.quote-block cite{
  display:block;font-family:'IBM Plex Sans',sans-serif;
  font-style:normal;font-size:13px;color:var(--slate);margin-top:16px;
}

.cta-strip{
  background:var(--ink);color:var(--paper);
  text-align:center;
}
.cta-strip h2{color:var(--paper);}
.cta-strip p{color:#C7CDDA;max-width:52ch;margin:0 auto 30px;}

.disclosure{
  background:var(--paper-2);
  border-top:1px solid var(--line);
  font-size:12.5px;color:var(--slate-light);
}
.disclosure .container{padding-top:28px;padding-bottom:28px;}

/* footer */
.site-footer{background:var(--ink);color:#AAB2C2;padding:70px 0 30px;}
.footer-grid{
  display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;
  padding-bottom:50px;border-bottom:1px solid rgba(247,245,241,.12);
}
.footer-brand .brand-name{color:var(--paper);}
.footer-brand p{color:#8A93A6;font-size:14px;margin-top:16px;max-width:32ch;}
.footer-col h4{
  color:var(--paper);font-size:13px;letter-spacing:.08em;
  text-transform:uppercase;margin-bottom:18px;font-family:'IBM Plex Sans',sans-serif;font-weight:600;
}
.footer-col li{margin-bottom:12px;}
.footer-col a{font-size:14px;color:#AAB2C2;}
.footer-col a:hover{color:var(--brass-light);}
.footer-col .addr{font-size:14px;color:#AAB2C2;font-style:normal;line-height:1.7;}
.footer-bottom{
  display:flex;justify-content:space-between;align-items:center;
  padding-top:26px;font-size:12.5px;color:#6B7488;flex-wrap:wrap;gap:12px;
}
.footer-bottom a{color:#6B7488;}
.footer-bottom a:hover{color:var(--brass-light);}

/* inner pages */
.page-hero{
  background:var(--ink);color:var(--paper);padding:76px 0 60px;
}
.page-hero h1{color:var(--paper);font-size:clamp(30px,4vw,44px);margin-bottom:14px;}
.page-hero p{color:#C7CDDA;max-width:60ch;margin:0;}
.breadcrumb{font-size:12.5px;color:var(--brass-light);letter-spacing:.04em;margin-bottom:18px;}
.breadcrumb a{color:var(--brass-light);}
.breadcrumb a:hover{text-decoration:underline;}

.prose{max-width:760px;}
.prose h2{font-size:24px;margin-top:44px;}
.prose h3{font-size:18px;margin-top:28px;}
.prose p,.prose li{color:var(--slate);font-size:15.5px;}
.prose ul{margin:0 0 20px;padding-left:22px;}
.prose li{list-style:disc;margin-bottom:8px;}
.prose table{width:100%;border-collapse:collapse;margin:24px 0;}
.prose th,.prose td{text-align:left;padding:12px;border:1px solid var(--line);font-size:14px;color:var(--slate);}
.prose th{background:var(--paper-2);color:var(--ink);}

.contact-wrap{display:grid;grid-template-columns:1fr 1fr;gap:64px;}
.info-card{
  border:1px solid var(--line);padding:30px;margin-bottom:18px;background:var(--paper);
}
.info-card i{font-size:22px;color:var(--brass);margin-bottom:14px;display:block;}
.info-card h3{font-size:15px;margin-bottom:8px;}
.info-card p{font-size:14.5px;margin:0;}
.info-card a{color:var(--navy);font-weight:600;}
.info-card a:hover{color:var(--brass);}

.form-group{margin-bottom:20px;}
.form-group label{
  display:block;font-size:13px;font-weight:600;margin-bottom:8px;color:var(--ink);
}
.form-group input,.form-group textarea,.form-group select{
  width:100%;padding:13px 14px;border:1px solid var(--line);
  background:var(--paper);font-family:inherit;font-size:14.5px;color:var(--navy);
  border-radius:var(--radius);
}
.form-group textarea{resize:vertical;min-height:130px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.form-check{display:flex;align-items:flex-start;gap:10px;margin-bottom:24px;}
.form-check input{width:auto;margin-top:4px;}
.form-check label{font-size:13px;color:var(--slate);font-weight:400;}
.form-note{font-size:13px;color:var(--slate-light);margin-top:14px;}
.form-success{
  display:none;padding:16px 18px;background:#EFF6EE;border:1px solid #BFDCB8;
  color:#2E5D2A;font-size:14px;margin-bottom:20px;
}
.form-success.show{display:block;}

.map-frame{border:1px solid var(--line);height:340px;overflow:hidden;margin-top:20px;}
.map-frame iframe{width:100%;height:100%;border:0;}

/* cookie banner */
.cookie-banner{
  position:fixed;left:20px;right:20px;bottom:20px;z-index:1000;
  max-width:640px;margin:0 auto;
  background:var(--ink);color:var(--paper);
  padding:24px 26px;border:1px solid rgba(247,245,241,.15);
  display:flex;gap:20px;align-items:flex-start;
  box-shadow:0 12px 40px rgba(0,0,0,.3);
  transform:translateY(150%);
  transition:transform .4s ease;
}
.cookie-banner.show{transform:translateY(0);}
.cookie-banner i{font-size:22px;color:var(--brass);flex-shrink:0;margin-top:2px;}
.cookie-banner p{font-size:13.5px;color:#C7CDDA;margin:0 0 16px;}
.cookie-actions{display:flex;gap:12px;flex-wrap:wrap;}
.cookie-actions .btn{padding:10px 18px;font-size:13px;}

@media(max-width:900px){
  .hero .container{grid-template-columns:1fr;}
  .grid-3,.grid-2{grid-template-columns:1fr;}
  .stats-row{grid-template-columns:repeat(2,1fr);}
  .stat:nth-child(2){border-right:none;}
  .service-row{grid-template-columns:1fr;gap:10px;}
  .split{grid-template-columns:1fr;}
  .split img{height:280px;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .contact-wrap{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;}
}
@media(max-width:560px){
  .footer-grid{grid-template-columns:1fr;}
  section{padding:64px 0;}
}